Posts Tagged ‘financial education’
Skip the January Christmas Regret
Holiday spending often feels like a race against the calendar and your wallet, leading to post-holiday debt and “January regret.” But what if there was a better way? The key isn’t to set a Christmas budget but to create a long-term “Christmas savings target.” This simple shift in perspective can transform your holiday season from a stressful financial scramble into a period of joy and peace.
Read MoreSmart Steps After Receiving a Settlement or Inheritance
Financial wisdom is the ability to make thoughtful, informed, and intentional decisions with your money that align with your long-term values and goals before you begin spending. It goes beyond simply knowing how to budget or invest—it’s about applying sound judgment, emotional discipline, and strategic thinking to every financial choice you make.
Read MoreManaging Money With Variable Income
Can you plan how you will spend your money when you don’t know when or how much you will be paid?
Does your income feel like a rollercoaster? One month you’re up, and the next month you’re down. Here is a short list of fields that may struggle with this: salespeople, freelancers, contractors, small business owners, Realtors, and personal injury attorneys, and others. If you are in a field with variable income, you know the drill. This unpredictable income can make your spending plan feel impossible, but I’m here to tell you it’s not only possible, it’s essential.
Read MoreSmart Summer Spending
Vacations, social events, energy bills, and forgotten expenses can add up quickly. Without a spending plan, it’s easy to spend too much and lose sight of your cash flow. Here are common summer money challenges.
Read MoreDo You Second-Guess Your Spending?
The pang of doubt that hits after a purchase can feel like a mental tug-of-war. Second-guessing spending is a common experience, leaving many wondering why they feel uneasy about their spending choices and how they can feel confident. This article explores the emotional and psychological roots of second-guessing spending and why it happens.
Read MoreWhen Predictability Disappears, So Does Confidence
Money confidence comes from knowing what’s coming next—steady paychecks, predictable expenses, and a growing economy. But right now? Predictability is out the window. Prices are climbing, layoffs are happening, and the stock market has taken a serious hit since the new administration took over. If you’ve been feeling uneasy about your money, you’re not alone. Even those who were once financially comfortable are now pulling back on spending and swiping their credit cards more than ever just to keep up.
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