Financial Freedom: Becoming Paycheck Optional – Part 2

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Incorporating YNAB’s Rule 2 into your financial strategy can transform the way you handle irregular expenses. By planning ahead and setting aside money each month, you’ll avoid the shock of unplanned costs and build a more secure financial future. Remember, those “unexpected” expenses aren’t really unexpected—they’re just waiting to be planned for.

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Financial Freedom: Becoming Paycheck Optional – Part 1

top view business items with growth chart, hand, and paper boats. Image for blog post about becoming paycheck optional

If you’re in your 40s or 50s, pulling in a respectable income, and still feeling like your money is slipping through your fingers, you’re not alone. Even with a six-figure salary, many people struggle to make sense of their finances. But fear not! With years of experience teaching clients how to use YNAB and becoming a YNAB-certified coach, I’ve seen firsthand how adopting a proactive approach to managing your money can lead to a paycheck-optional life faster than ignoring your spending habits and trusting your paycheck to save you.

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Why We Skip the Money Talk: Understanding the Gaps in Personal Finance Education

Personal finance is like the secret language of adulthood—they don’t teach it in school, but somehow, we’re expected to know it all. From managing cash flow to navigating debt and understanding credit scores, there’s a whole world of financial know-how that often gets overlooked in the classroom and in parenting. Let’s dive into why we as a society skip the money talk and explore essential aspects of personal finance that are often left out.

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