Ah, springtime! It’s that magical season when we’re all about fresh starts, rejuvenation, and nasal congestion. And you know what? It’s not just about cleaning out your closets or scrubbing the floors. Nope, it’s also a perfect moment to give your finances a spring cleaning.

Many people overlook the cumulative impact of seemingly minor expenses due to a lack of attention to where their money is going. They often overlook how dining out frequently and indulging in retail therapy, while enjoyable, can significantly drain resources over time. They might be startled by how much these seemingly benign purchases are truly costing them. This detached approach can lead to significant expenditures that go unnoticed, and they can’t explain why there’s so little of cash left at the end of the month.

When you’re aware of how much you’re spending, you will make different choices.

To stop the bleeding, first, they must become aware of the true cost of their lifestyle choices. Then we look for where we can allocate funds toward their highest priorities, without sacrificing quality of life. In my experience, this enables them to save at least 10-15% of their income, redirecting that money to what is most important to them. I’ve personally witnessed the rejuvenating effect changing these habits can have on your financial health and overall quality of life.

Let’s look at the math

• Take your total household net annual income – let’s say it’s $200,000. 
• On average, in our first meeting, we talk about where clients can find 10-15% or more of their take-home income that they didn’t know was falling through the cracks. 
• For example: 10% of the $200,000 figure is $20,000. 

That’s hard-earned take-home income that was not giving you a lot of value.

Do you think $20,000 would translate into more peace of mind, less stress, financial stability, and happier relationships, especially during those prickly sit-downs when money is the topic?

Mo’ money, mo’ problems! 

Believe it or not, these challenges are compounded the more money you make. I work with high-earning individuals, couples, and families who seem to have it all together when it comes to managing their cash flow. In reality, they haven’t felt much financial pain because they’ve made plenty of money, but inflation and lifestyle creep are taking a toll. Especially if you’ve been to the grocery store or out to eat lately!

Springtime is the perfect time to learn how to be proactive instead of reactive about your financial health.

With the help I provide, you can rest assured that:

• You can afford your dreams
• You can absorb life’s unexpected shocks.
• You’ll no longer wonder “Where did all my money go?”
• You’ll enjoy smoother sailing in your relationships

Spring symbolizes new beginnings and growth, making it the ideal time to assess and refresh your financial strategies.

In an upcoming blog, I’m going to address how managing money is not taught. By and large, we are let down when it comes to financial education, especially household cash flow management. It’s not part of our educational system and our social structures view it as a taboo topic to address with friends and family. Stay tuned!

It All Starts When You Set Up a Complimentary Conversation with Me.